If you are with the two big internet providers like Bell Canada or Rogers Communications, you are probably limited in your monthly data consumptions. Hanging around YouTube for a long time, or watching NetFlix movies may result in reaching your…
Monthly Archives: February 2011
Survey: Did you stress-tested your mortgage?
by Vasko DeLev • • 0 Comments
The idea of stress-testing is to look at your existing mortgage and see what would happen if suddenly the interest rate goes up. For those with fixed rates, there should not be any changes, but variable rate mortgages would be…
Guard your money!
by Vasko DeLev • • 0 Comments
There is no shortage of computer viruses trying to erase your hard drive or to hack into your contact names list and start spamming on your behalf. The more dangerous are those that are trying to empty your bank account.…
Trends: Energy efficient homes
by Vasko DeLev • • 0 Comments
They do exist for quite some time now and they are expensive. Energy efficient home is something many would love to live in, but cannot afford. Perhaps things will change… To get an edge in promoting energy efficient homes, the…
Intelligent home security
by Vasko DeLev • • 0 Comments
If there is one thing that home owners would agree on, it would be the importance of home security. How do you protect your family from burglars, robbers, intruders… There are all kinds of security systems on the market and…
Online Account Aggregation (OAA)
by Falco • • 2 Comments
What is OAA? OAA is a cloud based gizmo that helps you consolidate your accounts from different financial institutions into one convenient place. These can be your mortgage, stock trades, retirement funds, insurance, savings accounts, checking accounts etc. How does…
The mortgage rate dilemma
by Vasko DeLev • • 0 Comments
On the surface predicting mortgage rates changes should be very easy. Using only basic economic principles one can safely say: – Watch the bond yields. If the 5-year Government of Canada bond yield goes up, the 5-year fixed mortgage rates will go…
Decode your credit card number
by Vasko DeLev • • 0 Comments
We kind of know that Visa credit card numbers usually start with some number, MC with another, but is there anything more to those digits on our plastic credit? Yes, there is and actually one can quickly check if a…
Pay as you go? No – pay as you drive!
by Vasko DeLev • • 0 Comments
The “pay as you go” model has been successfully implemented for many years now for mobile phones. If it works for cell phones, why not trying it on cars. It’s a relatively new idea, which is catching fire in the…
Six steps to a better credit score
by Vasko DeLev • • 0 Comments
Lots of people know the sad truth – it is very easy to damage your credit score, but not so easy to repair it. Still, the situation is not that hopeless. Most likely low credit scores are a result of unpaid debts, over the limit credit card accounts, judgements, bankruptcies, etc. If you find it difficult to get approved for a mortgage, then you should do the following: