Monthly Archives: July 2011

Ideas: Mobile wallets

Should you leave credit cards at home and rely on your smart phone for money? A few years ago I saw a man punching a few buttons of his cell phone to purchase a movie ticket. It was in Europe.…

Mortgage rate update

Rates are up – it’s all over the newspapers. How much up? Not much – a typical major bank discounted fixed rate for 5 years is 4.04%. Of course, lower rates are still available from the smaller players. It is…

Home improvement: Countertops

Marble or granite? A refreshed look of your kitchen definitely adds to the comfort and value of your home. And when contemplating how to spend the allocated budget, the question of the countertops pops up. Do you go with cheep…

Life without Rogers and Bell

Communication and entertainment: Are you paying more than what you consume? We are creature of habits. I remember a man, when asked why he pays the bills without looking at them, he answered – “because they send us the invoice”.…