Show me your smart phone and I will tell you who you are. Such a claim may sound a bit ridiculous, however, marketers spare no efforts to decipher a very lucrative enigma – who is the iPhone user and what…
Show me your smart phone and I will tell you who you are. Such a claim may sound a bit ridiculous, however, marketers spare no efforts to decipher a very lucrative enigma – who is the iPhone user and what…
What others say about bidding wars My first post of this topic drew more than 5,000 regular readers of Globe and Mail. Some were critical, others supportive. It is a topic worth revisiting from time to time. Like it or…
What does it take to sleep well? I came across an interesting book about the French writer Marcel Proust. For health reasons he has spent the last 14 years of his life in bed. No wonder, in his famous (and…
Now you know where that $13,000 went last year I dread it when it happens – just bought something and realized that need to keep spending more money on it. It’s a money pit, as the saying goes. It can…
CMHC survey paints a bright picture of the Canadian mortgage consumer The newly released 2011 Mortgage Consumer Survey is full of interesting data that needs time to be fully absorbed and see how market participants may react to the findings.…
I know many self-employed individuals who struggle financially in life. They are consultants or small business owners, and often they envy people with government jobs for having stable income and potentially good pension. But a government job will never make…
The idea of stress-testing is to look at your existing mortgage and see what would happen if suddenly the interest rate goes up. For those with fixed rates, there should not be any changes, but variable rate mortgages would be…